Mileage Deduction Calculator for Gig Workers

2026 IRS rates · Free, no sign-up

Enter the business miles you drove and see your deduction using the IRS standard mileage rate, plus a rough estimate of the tax it could save. The 2026 rate changed mid-year, so the calculator takes your miles for January–June and July–December separately.

Rate: 72.5¢ per mile
Rate: 76¢ per mile
Your federal bracket, plus state if any. Self-employment tax (about 14.1% of profit) is added automatically.
Your estimated mileage deduction
$0.00
Jan–Jun miles × 72.5¢$0.00
Jul–Dec miles × 76¢$0.00
Rough tax it could save$0.00

The tax savings figure is a rough estimate: your deduction multiplied by your income tax rate plus about 14.1% self-employment tax. It's not a tax calculation, and your actual savings depend on your full return.

How this works

The IRS standard mileage rate lets you deduct a set amount for each business mile instead of tracking gas, repairs, and depreciation separately. For 2026 the rate was 72.5¢ per mile through June 30 and 76¢ per mile from July 1. Only business miles count, and you need a record of them. See our 2026 mileage rate guide for what counts, and our mileage tracking guide for what to write down.

Optional paid add-on

Don't want to add this up by hand?

The calculator here is free. The Gig Worker Mileage & Tax Tracker is a separate $9 download that applies the right rate to each shift by date and shows your quarterly tax set-aside. Google Sheets + Excel, one-time, no subscription. You enter your miles; there's no GPS tracking.

Get the tracker — $9 See what's inside

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